Your Christ-centered Education — Our Responsive Coverages

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Your school is unique in its curriculum, community, and mission&mdash,but its heart beats because of your faith. To protect your school, you need an insurance team member who understands education in a Christian ministry setting. Brotherhood Mutual embraces your mission&mdash,including your challenges and vision for the future&mdash,and helps protect it all, from the inside out.

Beyond the education and safety of your students and school workforce, your next biggest responsibility is for the financial health and well-being of your school. Our creative, school-focused coverages and safety programs affirm our commitment to Christian Schools with value that helps you manage costs and loss prevention.

 

Superior School Credit
Credits available for organizations with an approved Christian school accreditation.

Diminishing Deductible
A loss-free deductible reduction for schools serious about school safety.

Ministry Continuation
Provides financial support to overcome lost income during a recovery period.

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"It's great knowing Brotherhood Mutual is focused on serving Christian ministries. We share a common thread in Christian service." Birdie Lentz, Conway Christian School

 


Strategic solutions custom-designed to support your Christian culture and school administrative practices.

Govern Boldly
Directors and Officers coverage provides legal defense funds and protects your leadership’s personal assets.

Protect Your Data
For everything from e-learning to email: it's essential to safeguard your digital space and prevent breaches.

Teach Your Beliefs
Your faith is your foundation. Protect belief-based decisions with our Religious Freedom ProtectionSM coverage.

Foster Faculty Relations
Workers’ compensation insurance covers your employees and fosters goodwill with leadership.

Improve Payroll Processes
Be confident that your payroll is done right. MinistryWorks® payroll solutions save processing time and money.

Drive Confidently
Commercial auto protection covers vehicles carrying your most precious cargo: your students and staff.

Accident Insurance Just for Christian K–12 Schools**

Whether it’s on the sports field, in the gym, or on a playground, accidents happen. School-focused accident insurance protects your students, student-athletes, and your reputation. Deductibles as low as $0.

  • Emergency room and outpatient treatment; ambulance expenses
  • Medical or surgical treatment by a licensed doctor
  • Hospital bills, including room and board
  • Prescription drugs and medicines
  • Care for dental injuries
  • Concussion coverage

© Brotherhood Mutual Insurance Company. All rights reserved. All property and liability coverages are subject to conditions, coverage limits, limitations, and exclusions. For precise detail of coverage, please refer to actual policy forms. All coverages are not available in all states.

Payroll processing services are provided by MinistryWorks, a subsidiary of Brotherhood Mutual Insurance Company.

**Covered expenses must be incurred within the time period specified in the policy forms. This information is a brief description of the important benefits and features of the Blanket Accident Medical Insurance underwritten by QBE Insurance Corporation "QBE" and made available in coordination with Brotherhood Mutual Insurance Company and Brotherhood Mutual Insurance Services, LLC. It is not a contract and does not provide insurance coverage of any kind, nor does it modify the terms of any Brotherhood Mutual policy. Full terms and conditions of coverage, including effective dates of coverage, benefits, limitations, and exclusions, are set forth on policy form, BAM-03-1000 et seq. Any policy QBE offers to issue will be subject to the laws of the jurisdiction in which it is issued. QBE may 1) not be able to offer this coverage in all states and 2) elect at its sole discretion not to offer or quote any specific benefit amount or risk. Please contact your agent or local administrator for the availability of coverage in your state.